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Empower Federal Credit Union

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About Us

About Us

Empower Federal Credit Union is a full-service financial institution that provides savings, loans, and other financial products to members in Central New York, and in eight counties throughout New York State. As a credit union, Empower is a financial cooperative and is not-for-profit. In 2007, a merger of equals occurred between Power and Empire to create Empower Federal Credit Union. Power Federal Credit Union was founded in 1939 by nine employees of what was then CNY Power Corporation/Niagara Mohawk (currently National Grid). Empire Federal Credit Union was established in 1950 as Syracuse District Telephone Employees Federal Credit Union, by employees of the Syracuse office of the New York Telephone Company. Several other credit unions also merged with us throughout our history.

Timeline of Mergers
•1939 – Power FCU (CNY Power Corporation/Niagara Mohawk)
•1950 – Empire FCU (Syracuse District Telephone Employees FCU)
•2000 - UFCW
•2007 – Empower FCU
•2008 – Nestegg FCU merges with EFCU
•2009 – Telco FCU merges with EFCU
•2011 – Providers FCU merges with EFCU
•2013 – Cayuga County School Employees FCU merges with EFCU
•2016 – FocalPoint FCU merges with EFCU


Our philosophy is to strive towards building a relationship with each individual member and creating a lifelong financial partnership. Whether a member walks through the door of one of our many branch locations, visits us online, or calls us on the phone - We remember every member has a story and every story is unique. We understand this and make it personal.

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